Illinois' Trusted Hard Money Lender for Real Estate Investors
Flexible Financing for Fix and Flip Projects, DSCR Loans, and New Construction
Fix and Flip Loans in Illinois
Fast approvals and funding tailored for Illinois real estate investors
Up to 90% Purchase
Get financing for up to 90% of the property purchase price
7-Day Funding
Quick approval and funding process to close deals fast
100% Rehab Costs
Full financing available for renovation expenses
Flexible Terms
Competitive rates with deferred payments during rehab
Additional Benefits
- Deferred payments during rehab phase
- Fees wrapped into the loan
- No minimum FICO score required
Perfect for investors in Chicago, Springfield, Naperville, and Rockford looking to maximize their fix and flip potential.
Apply for a Fix & Flip LoanDSCR Loans for Illinois Rental Investors
Streamlined financing based on rental income, not personal income
No Tax Returns
Qualification based on property income, not personal income
Up to $3M Loans
Large loan amounts available for significant investments
80% Cash-Out
Up to 80% cash-out refinance options available
85% Rate & Term
Up to 85% financing for rate and term refinances
Program Highlights
- No personal income verification
- Foreign nationals eligible
- Interest-only options available
Ideal for investors looking to grow their rental portfolio across Illinois with simplified qualification requirements.
Apply for a DSCR LoanNew Construction Loans for Illinois Developers
Building the future of Illinois' real estate market
85% LTC
Up to 85% Loan-to-Cost financing available
100% Construction
Full financing for construction costs
Flexible Draws
Customizable construction draw schedules
No Pre-Sales
No pre-sale requirements for qualified projects
Program Benefits
- Interest-only payments during construction
- Fast draw request processing
- Experienced construction review team
Perfect for developers and builders across Illinois looking to capitalize on new construction opportunities in growing markets.
Apply for Construction FinancingFix and Flip Calculator
Estimate your potential returns with our comprehensive calculator
Property Details
Holding Costs
Exit Costs
Investment Summary
Estimated Loan Amount
$225,000
Total Holding & Exit Costs
$45,000
Potential Profit
$55,000
Projected profitable investment
DSCR Loan Calculator
Calculate your Debt Service Coverage Ratio instantly
Property Income
Monthly Expenses
Loan Details
DSCR Analysis
Your DSCR
0.93
A minimum DSCR of 1.25 is typically required.
Monthly Payment (P&I)
$2,097.644
Net Operating Income (Monthly)
$1,950
Let's Fund Your Next Illinois Real Estate Deal
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